The Most Comprehensive Membership for Modern Healthcare
Healthcare is not limited to major medical events. It includes routine visits, preventive screenings, prescriptions, diagnostics, and ongoing access to care throughout the year.
At the same time, unexpected medical events are often the most financially disruptive part of healthcare. A surgery, hospitalization, or serious diagnosis can quickly create costs that are difficult to manage without a system in place.
EverUs by EverTrust is designed to address both. It combines everyday care, preventive services, prescription access, and virtual primary care into one cohesive membership, while remaining connected to the broader EverTrust community, where members share in one another’s eligible medical expenses for larger, unexpected needs.
EverUs is part of a cooperative model in which members work together to keep healthcare costs fair, transparent, and sustainable. This structure allows members to stay proactive in their day-to-day health while also having a clear plan for the moments they cannot predict.
Built for How Healthcare Is Actually Used
Most programs are structured primarily around unexpected events. EverUs takes a more complete approach. Members routinely need access to provider visits, lab testing, prescriptions, and preventive screenings. EverUs integrates these services directly into the membership so they are available when needed, rather than delayed or avoided due to cost.
At the same time, the connection to the EverTrust sharing model ensures that when a larger medical need arises, there is a system in place to help manage those expenses.
Preventive Care Without Barriers
With EverUs, members can access care throughout the year without needing to meet a Member Responsibility Amount (MRA) first.
Each membership year includes multiple wellness visits per household, with 2, 4, or 6 visits available depending on the membership tier. Each visit includes a $250 allowance and can be used across a range of specialties, including Primary Care, Dermatology, Cardiology, Vision, and OBGYN.
This structure allows members to address concerns early, follow up with specialists when needed, and maintain continuity in their care.
Preventive Screenings Built In
EverUs includes defined allowances for key preventive screenings, making them more predictable and accessible.
Members have access to a colonoscopy allowance of $2,500 starting at age 50 every five years, annual mammogram or thermography support of $400, and Cologuard testing starting at age 40 every three years.
By incorporating these screenings into the membership, EverUs supports early detection and helps reduce the likelihood of higher-cost care later.
$0 Laboratory Services
Diagnostic testing plays a critical role in identifying and managing health conditions. EverUs provides access to a wide range of laboratory testing at no cost.
This includes core panels such as CBC, metabolic, lipid, and A1c testing, along with hormone and thyroid evaluations, vitamin and nutrient levels, inflammatory markers, and infectious disease screenings, among many others.
This level of access allows members to monitor key health indicators and work more effectively with their providers.
Prescription Access That Stands Apart
Prescription costs are one of the most consistent healthcare expenses, yet they are often minimally supported in traditional models.
EverUs addresses this by including access to more than 1,100 medications at no cost, along with over 25 birth control options and hormone replacement therapies available at $0. Additional prescriptions are offered at discounted pricing. The membership also includes 35% discount on high-quality supplements and vitamins.
This structure provides predictable, ongoing savings in areas that members use regularly.
Virtual Direct Primary Care
EverUs includes access to Virtual Direct Primary Care, providing members with a consistent and reliable point of care.
Members have access to ongoing primary care support, urgent care services, mental health resources, and weight management support. The program also includes care coordination with providers, lab and imaging referrals, and convenient appointment scheduling.
This creates continuity in care and reduces reliance on fragmented or reactive healthcare experiences.
Support for Alternative Care
EverUs recognizes that healthcare is not one-dimensional. Members receive an annual allowance for chiropractic care and acupuncture, with benefit levels of $250, $500, and $750 per year depending on membership tier. This provides flexibility for members who incorporate alternative or supportive care into their overall health routine.
Reimbursements are issued at six months for 50% of the allowance, with the remaining 50% available for reimbursement at the end of the 12-month period.
Additional Features That Simplify Healthcare
EverUs includes practical features that make accessing and paying for care more straightforward.
Members may receive a virtual debit card via email to pay for approved services, or request reimbursement for eligible expenses. The program also supports well-child visits up to age 5 with a $250 allowance per visit, along with childhood immunizations up to age 18 based on CDC pricing guidelines.
These features help reduce complexity and improve the overall experience for individuals and families.
A Truly Comprehensive Membership
What distinguishes EverUs is not a single feature, but how the entire structure works together.
Members have consistent access to routine and preventive care, specialist visits across multiple disciplines, $0 lab testing and diagnostics, broad prescription coverage, virtual primary care, alternative care allowances, and flexible payment tools.
At the same time, the EverTrust sharing model provides a framework for managing larger, unexpected medical expenses, helping reduce the financial impact of major events.
Designed for Everyday Care and the Unexpected
EverUs by EverTrust is structured for individuals and families who want consistent access to care, predictable costs, and a more complete approach to managing their health. It supports how healthcare is used every day, while also providing a system that is there when unexpected medical needs arise.